KERVONI · FREE TOOL

Loan Payment Calculator

Estimate fixed monthly payments, total repayment and interest.

Inputs stay on your device; no account required.

Uses a nominal annual interest rate divided by 12 and equal monthly payments for 1–600 months. Fees, insurance and taxes excluded. This is an estimate, not a lender quote.

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About this tool

Estimate fixed monthly payments, total repayment and interest. Uses a nominal annual interest rate divided by 12 and equal monthly payments for 1–600 months. Fees, insurance and taxes excluded. This is an estimate, not a lender quote.

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How to use

  1. Enter the loan principal, annual interest rate and term in months.
  2. Calculate and compare the monthly installment, total repayment and interest.

Example

12,000 at 0% annual interest over 12 months → 1,000 per month.

Common question

Are fees and insurance included in the result?

Uses a nominal annual interest rate divided by 12 and equal monthly payments for 1–600 months. Fees, insurance and taxes excluded. This is an estimate, not a lender quote.